Online ISSN- 2457-0818

Journal of Research in Computer Science and Engineering

The Journal of Research in Computer Science and Engineering is a tri-annual peer reviewed journal that presents papers on theory and design of computational systems. Computer science and engineering involves integration of many disciplines, including software design, information technology, electronics and electrical engineering, and more. It is a dynamic field of engineering where engineers are constantly involved in development of hardware and software systems to integrate them into bigger scheme of things. 
We invite research authors to submit papers on the topics given below, or suggest some relevant topics on which papers can be included in this journal and submit papers on the same.

  • Theory of computation
  • Foundations of Computer Systems
  • Computer architecture and organization
  • Electronics
  • Computer Networks
  • Software Engineering
  • Database systems
  • Operating systems
  • Website Design and Java Programming
  • E-commerce
  • ERP
  • Multimedia Applications
  • Compiler Design
  • Principles of Programming Languages

Vol 7, No 1 (2022): Data Mining Approach for Credit Analysis in Banking Sector

Authors: Ishara Devendra, Rasika Vijithasena, N.A.U.H. Jayarathna, SamindaPremarathne

Abstract: The banking sector is a significant part of the economy committed to holding financial assets for others. One of the critical services provided by the banking sector is the provision of loans to support individuals and businesses with their financial conditions. A bank must incur many risks due to all of its financial activities, one of which is credit risk. This research focuses on banks' credit analysis, which gives loan facilities to businesses. It empirically evaluated several data mining techniques to classify the possibility of the person or business to fulfil the obligations. The Decision tree and Naive Bayes models outperformed the state-of-the-art by offering the best performance. Finally, this study suggests that a better approach to credit risk analysis is required to maintain bank profitability.

Keyword: Banking Sector, Bank loans, Credit Analysis, Data mining

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